{"id":60,"date":"2024-10-24T02:50:28","date_gmt":"2024-10-24T02:50:28","guid":{"rendered":"https:\/\/itpic.co.kr\/?p=60"},"modified":"2024-10-24T02:50:32","modified_gmt":"2024-10-24T02:50:32","slug":"irp%ea%b3%84%ec%a2%8c%ec%99%80-%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95-%eb%b9%84%ea%b5%90","status":"publish","type":"post","link":"https:\/\/itpic.co.kr\/?p=60","title":{"rendered":"IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95 \ube44\uad50"},"content":{"rendered":"\n

IRP\uacc4\uc88c(Individual Retirement Pension, \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08)\uc640 \uc5f0\uae08\uc800\ucd95\uc740 \ub178\ud6c4 \ub300\ube44\ub97c \uc704\ud55c \ub300\ud45c\uc801\uc778 \uae08\uc735 \uc0c1\ud488\uc73c\ub85c, \uc138\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \uc548\uc815\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\ub294 \uc218\ub2e8\uc785\ub2c8\ub2e4. \uc774 \ub450 \uae08\uc735 \uc0c1\ud488\uc740 \uacf5\ud1b5\uc801\uc73c\ub85c \ub178\ud6c4 \ub300\ube44\ub97c \ubaa9\ud45c\ub85c \ud558\uc9c0\ub9cc, \uc6b4\uc601 \ubc29\uc2dd\uacfc \uc138\uc81c \ud61c\ud0dd, \uac00\uc785\uc790 \uc801\ud569\uc131 \ub4f1\uc5d0\uc11c \ucc28\uc774\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc744 \ube44\uad50\ud558\uace0, \uac01\uac01\uc758 \ud2b9\uc131, \uc138\uc81c \ud61c\ud0dd, \uadf8\ub9ac\uace0 \uc808\uc138 \uc804\ub7b5 \ub4f1\uc744 \uc2ec\ub3c4 \uc788\uac8c \ub17c\uc758\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

https:\/\/www.thefreedictionary.com\/irp \uacc4\uc88c<\/a><\/p>\n\n\n\n

IRP\uacc4\uc88c\ub294 \ucc98\uc74c \ub3c4\uc785\ub418\uc5c8\uc744 \ub54c \ud1f4\uc9c1\uae08\uc744 \uc6b4\uc6a9\ud558\uae30 \uc704\ud55c \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\ub85c, \ud68c\uc0ac \ud1f4\uc9c1\uae08\uc744 \ubcf4\uad00\ud558\uace0 \uc6b4\uc6a9\ud558\uae30 \uc704\ud55c \uc6a9\ub3c4\ub85c \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\ub294 \uc9c1\uc7a5\uc778\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc790\uc601\uc5c5\uc790 \ubc0f \uacbd\uc81c \ud65c\ub3d9\uc744 \ud558\uc9c0 \uc54a\ub294 \ubc30\uc6b0\uc790\ub3c4 \uac00\uc785\ud560 \uc218 \uc788\uac8c \ub418\uc5b4 \uac00\uc785 \ub300\uc0c1\uc774 \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4. IRP\uacc4\uc88c\ub294 \uc138\uc561\uacf5\uc81c\ub97c \ud1b5\ud55c \uc808\uc138\uc640 \uacfc\uc138 \uc774\uc5f0 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70, \uac1c\uc778\uc774 \ub178\ud6c4\ub97c \ub300\ube44\ud558\uc5ec \uc790\uae08\uc744 \ucd94\uac00\uc801\uc73c\ub85c \uc801\ub9bd\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc9d5\uc740 \uc7ac\uc815\uc801 \uc790\uc728\uc131\uc744 \uc81c\uacf5\ud558\uba70, \uac00\uc785\uc790\uac00 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574 \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\uc744 \ud655\ubcf4\ud558\uac8c \ud574\uc90d\ub2c8\ub2e4.\uc5f0\uae08\uc800\ucd95\uc740 \uac1c\uc778\uc774 \uc790\ubc1c\uc801\uc73c\ub85c \ub178\ud6c4\ub97c \ub300\ube44\ud558\uc5ec \uc801\ub9bd\ud558\ub294 \uacc4\uc88c\ub85c, \uc815\ubd80\uac00 \ub178\ud6c4 \ub300\ube44\ub97c \uc7a5\ub824\ud558\uae30 \uc704\ud574 \uc138\uc81c \ud61c\ud0dd\uc744 \ubd80\uc5ec\ud55c \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \ubcf4\ud5d8, \uc2e0\ud0c1, \ud380\ub4dc \ub4f1 \uc5ec\ub7ec \ud615\ud0dc\ub85c \uc6b4\uc601\ub418\uba70, \uc5f0\uac04 \ub0a9\uc785\uc561\uc5d0 \ub300\ud574 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc758 \ud2b9\uc9d5\uc740 \uac00\uc785\uc790\uac00 \uc6d0\ud558\ub294 \ud615\ud0dc\ub85c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc73c\ub85c, \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\uac8c \uc801\uc808\ud55c \uc790\uc0b0 \ubc30\ubd84\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc77c\uc815 \uc5f0\ub839 \uc774\ud6c4\ubd80\ud130\ub294 \uc5f0\uae08 \ud615\ud0dc\ub85c \uc218\ub839\ud574\uc57c \ud558\uba70, \uc5f0\uae08 \uc18c\ub4dd\uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc758 \uac00\uc7a5 \ud070 \uacf5\ud1b5\uc810\uc740 \uc138\uc81c \ud61c\ud0dd\uc785\ub2c8\ub2e4. \ub450 \uacc4\uc88c \ubaa8\ub450 \ubd88\uc785 \uae08\uc561\uc5d0 \ub300\ud55c \uc138\uc561\uacf5\uc81c\ub97c \uc81c\uacf5\ud558\uc5ec, \uac00\uc785\uc790\uc758 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\ub294 \uad6c\uc870\ub85c \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.IRP\uacc4\uc88c \uacc4\uc88c\ub294 \uc5f0\uac04 \ucd5c\ub300 700\ub9cc \uc6d0\uae4c\uc9c0 \ubd88\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uc774 \uae08\uc561\uc5d0 \ub300\ud574 \uc18c\ub4dd\uc5d0 \ub530\ub77c 13.2%\uc5d0\uc11c 16.5%\uc5d0 \ud574\ub2f9\ud558\ub294 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uace0\uc18c\ub4dd\uc790\uc640 \uc911\uc18c\ub4dd\uc790 \ubaa8\ub450 \uc77c\uc815 \ube44\uc728\ub85c \uc138\uc561\uc744 \uc808\uac10\ud560 \uc218 \uc788\uc5b4, \ub2e4\uc591\ud55c \uc18c\ub4dd \uacc4\uce35\uc5d0 \ub9e4\ub825\uc801\uc778 \uc808\uc138 \ub3c4\uad6c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 700\ub9cc \uc6d0\uc744 \ubd88\uc785\ud558\uace0 16.5%\uc758 \uacf5\uc81c\uc728\uc774 \uc801\uc6a9\ub418\ub294 \uacbd\uc6b0, \uc57d 115\ub9cc \uc6d0\uc758 \uc138\uc561 \uc808\uac10 \ud6a8\uacfc\ub97c \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.IRP\uacc4\uc88c\ub294 \ub610\ud55c \ud1f4\uc9c1\uae08\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac1c\uc778\uc774 \ucd94\uac00\uc801\uc73c\ub85c \ubd88\uc785\ud560 \uc218 \uc788\uc5b4, \uc790\uc601\uc5c5\uc790\uc640 \uc18c\ub4dd\uc774 \uc5c6\ub294 \ubc30\uc6b0\uc790\ub3c4 \ub178\ud6c4 \uc790\uae08\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\ub294 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc131 \ub355\ubd84\uc5d0 IRP\uacc4\uc88c\ub294 \ub2e4\uc591\ud55c \uac00\uc785\uc790\uce35\uc5d0\uac8c \uc801\ud569\ud558\uba70, \ud2b9\ud788 \uacfc\uc138 \uc774\uc5f0\uc744 \ud1b5\ud574 \uc6b4\uc6a9 \uc218\uc775\uc5d0 \ub300\ud55c \uc138\uae08 \ubd80\ub2f4\uc744 \ubbf8\ub8f8\uc73c\ub85c\uc368 \uc790\uc0b0\uc758 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5f0\uae08\uc800\ucd95 \uacc4\uc88c\uc758 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc740 \uc5f0\uac04 \ucd5c\ub300 400\ub9cc \uc6d0\uae4c\uc9c0 \ubd88\uc785\ud55c \uae08\uc561\uc5d0 \ub300\ud574 \uc801\uc6a9\ub429\ub2c8\ub2e4. IRP\uacc4\uc88c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc138\uc561\uacf5\uc81c\uc728\uc740 13.2%\uc5d0\uc11c 16.5%\uc774\uba70, \uc774\ub97c \ud1b5\ud574 \ucd5c\ub300 400\ub9cc \uc6d0\uc758 \ub0a9\uc785\uc561\uc5d0 \ub300\ud55c \uc808\uc138 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \ud2b9\ud788 \uc18c\ub4dd\uc774 \ube44\uad50\uc801 \ub0ae\uc740 \uac00\uc785\uc790\uc5d0\uac8c \uc720\ub9ac\ud558\uba70, \uc548\uc815\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc744 \uc704\ud574 \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc5f0\uae08\uc800\ucd95\uc758 \ud2b9\uc9d5\uc740 \ud22c\uc790 \uc6b4\uc6a9\uc758 \uc720\uc5f0\uc131\uc785\ub2c8\ub2e4. \uac00\uc785\uc790\ub294 \ubcf4\ud5d8, \uc2e0\ud0c1, \ud380\ub4dc \ud615\ud0dc \uc911 \uc6d0\ud558\ub294 \ud615\ud0dc\ub85c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \uc720\uc5f0\uc131 \ub355\ubd84\uc5d0 \ub2e4\uc591\ud55c \uc7ac\uc815 \ubaa9\ud45c\uc5d0 \ub9de\ucd98 \uc790\uc0b0 \ubc30\ubd84\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc774\ub294 \uc5f0\uae08\uc800\ucd95\uc774 \ubcf4\ub2e4 \ubcf4\uc218\uc801\uc774\uac70\ub098 \uc801\uadf9\uc801\uc778 \ud22c\uc790 \uc131\ud5a5\uc744 \uac00\uc9c4 \uac00\uc785\uc790 \ubaa8\ub450\uc5d0\uac8c \uc801\ud569\ud55c \uc774\uc720\uc785\ub2c8\ub2e4.IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95 \uacc4\uc88c\ub294 \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\uc5d0\uc11c \ucc28\uc774\ub97c \ubcf4\uc785\ub2c8\ub2e4. IRP\uacc4\uc88c\ub294 \uc5f0\uac04 \ucd5c\ub300 700\ub9cc \uc6d0\uae4c\uc9c0 \ubd88\uc785\ud560 \uc218 \uc788\uace0, \uc5f0\uae08\uc800\ucd95\uc740 \ucd5c\ub300 400\ub9cc \uc6d0\uae4c\uc9c0 \ubd88\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub450 \uacc4\uc88c\ub97c \ubcd1\ud589\ud574 \ud65c\uc6a9\ud560 \uacbd\uc6b0, \ucd5c\ub300 1,100\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uad6c\uc870\ub294 \ud2b9\ud788 \uace0\uc18c\ub4dd\uc790\uc5d0\uac8c \ud070 \uc808\uc138 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70, \ub450 \uacc4\uc88c\uc758 \ud65c\uc6a9\uc740 \ub178\ud6c4 \ub300\ube44\uc640 \uc808\uc138 \uce21\uba74\uc5d0\uc11c \ub9e4\uc6b0 \ud6a8\uacfc\uc801\uc778 \uc804\ub7b5\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95 \ubaa8\ub450 \uacfc\uc138 \uc774\uc5f0 \ud61c\ud0dd\uc744 \ud1b5\ud574 \uc790\uc0b0\uc744 \ub354\uc6b1 \ud6a8\uacfc\uc801\uc73c\ub85c \ucd95\uc801\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc790\uc0b0 \uc6b4\uc6a9 \uc2dc \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc5d0 \ub300\ud574 \uc989\uac01\uc801\uc778 \uc138\uae08\uc744 \ubd80\uacfc\ud558\uc9c0 \uc54a\uc74c\uc73c\ub85c\uc368, \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.IRP\uacc4\uc88c \uacc4\uc88c\ub294 \ub0a9\uc785 \uae08\uc561\uacfc \uc6b4\uc6a9 \uc218\uc775\uc5d0 \ub300\ud574 \uacfc\uc138\ub97c \uc774\uc5f0\ud560 \uc218 \uc788\ub294 \ud61c\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc6b4\uc6a9 \uc218\uc775\uc5d0 \ub300\ud574 \ub2f9\uc7a5 \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc790\uc0b0\uc740 \uc7ac\ud22c\uc790\ub97c \ud1b5\ud574 \ub354\uc6b1 \ube60\ub974\uac8c \uc99d\uac00\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\ub294 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc5d0\uc11c IRP\uacc4\uc88c\ub294 \ud2b9\ud788 \uc8fc\uc2dd\ud615 \ud380\ub4dc\ub098 ETF \ub4f1 \uace0\uc704\ud5d8, \uace0\uc218\uc775 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uae30\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud22c\uc790 \uc804\ub7b5\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc758 \uc131\uc7a5\uc744 \uadf9\ub300\ud654\ud558\uba70, \uc740\ud1f4 \ud6c4 \ud070 \uaddc\ubaa8\uc758 \uc790\uc0b0\uc744 \ud615\uc131\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4.\uc5f0\uae08\uc800\ucd95 \uacc4\uc88c\ub3c4 \uacfc\uc138 \uc774\uc5f0 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc5d0 \ud22c\uc790\ub41c \uc790\uc0b0\uc740 \uc6b4\uc6a9 \uc218\uc775\uc5d0 \ub300\ud574 \ub2f9\uc7a5 \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uc73c\uba70, \uc774\ub85c \uc778\ud574 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \ud2b9\ud788 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uac00\uc785\uc790\uc5d0\uac8c \uc801\ud569\ud558\uba70, \ubcf4\ud5d8 \ud615\ud0dc\uc758 \uc5f0\uae08\uc800\ucd95\uc740 \uc6b4\uc6a9 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uace0 \uc77c\uc815\ud55c \uc218\uc775\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc720\uc5f0\uc131 \ub355\ubd84\uc5d0 \uc5f0\uae08\uc800\ucd95\uc740 \ub2e4\uc591\ud55c \uc7ac\uc815 \ubaa9\ud45c\ub97c \uac00\uc9c4 \uac00\uc785\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95 \ubaa8\ub450 \uc77c\uc815 \uc5f0\ub839 \uc774\ud6c4\uc5d0 \uc5f0\uae08\uc744 \uc218\ub839\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08 \uc218\ub839 \uc2dc\uc758 \uc138\uae08 \ubd80\ub2f4\uc740 \uc218\ub839 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ub178\ud6c4 \uc790\uae08 \uc6b4\uc6a9\uc758 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.IRP\uacc4\uc88c \uacc4\uc88c\uc758 \uc5f0\uae08 \uc218\ub839 \uc2dc, \uc18c\ub4dd\uc138\uac00 \uc544\ub2cc \uc5f0\uae08\uc18c\ub4dd\uc138\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubc18 \uc18c\ub4dd\uc138\ubcf4\ub2e4 \ub0ae\uc740 \uc138\uc728(3~5%)\ub85c, \uc740\ud1f4 \uc774\ud6c4 \uc18c\ub4dd\uc774 \uc904\uc5b4\ub4dc\ub294 \uc2dc\uae30\uc5d0 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \ud6a8\uacfc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c IRP\uacc4\uc88c\ub294 \uc77c\uc2dc\uae08 \uc218\ub839\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uc774 \uacbd\uc6b0 \ub192\uc740 \uc138\uc728\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc7a5\uae30\uc801\uc778 \ubd84\ud560 \uc218\ub839\uc774 \ub354\uc6b1 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc774\ub294 \uc790\uc601\uc5c5\uc790\ub098 \uc18c\ub4dd\uc774 \uc5c6\ub294 \ubc30\uc6b0\uc790\uc640 \uac19\uc774 \ud1f4\uc9c1\uae08 \uc5c6\uc774 \uc740\ud1f4 \uc900\ube44\ub97c \ud574\uc57c \ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud2b9\ud788 \uc801\ud569\ud55c \ubc29\uc2dd\uc785\ub2c8\ub2e4.\uc5f0\uae08\uc800\ucd95\uc740 55\uc138 \uc774\ud6c4\ubd80\ud130 \uc5f0\uae08\uc744 \uc218\ub839\ud560 \uc218 \uc788\uc73c\uba70, \uc218\ub839 \uc2dc \uc5f0\uae08\uc18c\ub4dd\uc138\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubc18 \uc18c\ub4dd\uc138\ubcf4\ub2e4 \ub0ae\uc740 \uc138\uc728\ub85c, \uc5f0\uae08\uc744 \uc7a5\uae30\uac04\uc5d0 \uac78\uccd0 \ubd84\ud560 \uc218\ub839\ud558\uba74 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ubcf4\ud5d8 \ud615\ud0dc\ub85c \uc6b4\uc601\ub418\ub294 \uc5f0\uae08\uc800\ucd95\uc740 \ud3c9\uc0dd \ub3d9\uc548 \uc548\uc815\uc801\uc778 \uc5f0\uae08\uc744 \uc81c\uacf5\ud558\uc5ec \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc548\uc815\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uc5f0\uae08 \uc218\ub839 \uc2dc\uae30\uc758 \uc870\uc815 \uc5ed\uc2dc \uac00\ub2a5\ud558\uae30 \ub54c\ubb38\uc5d0, \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\ucd94\uc5b4 \uc5f0\uae08\uc744 \uc720\uc5f0\ud558\uac8c \uc6b4\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\uacc4\uc88c \uacc4\uc88c\ub294 \uc608\uae08, \ucc44\uad8c, \uc8fc\uc2dd\ud615 \ud380\ub4dc, ETF \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc790\uc720\ub97c \uc81c\uacf5\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uac00\uc785\uc790\ub294 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \uc7ac\uc815 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc704\ud5d8 \uace0\uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uacbd\uc6b0 \uc8fc\uc2dd\ud615 \ud380\ub4dc\ub098 ETF\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc73c\uba70, \uc548\uc815\uc131\uc744 \uc911\uc694\uc2dc\ud560 \uacbd\uc6b0 \ucc44\uad8c\ud615 \ud380\ub4dc\ub098 \uc608\uae08 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uba74\uc11c\ub3c4 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc131\uc7a5\uc744 \ub3c4\ubaa8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc5f0\uae08\uc800\ucd95 \uacc4\uc88c\ub294 \ubcf4\ud5d8, \uc2e0\ud0c1, \ud380\ub4dc \ud615\ud0dc\ub85c \uc6b4\uc601\ub418\uba70, \uac00\uc785\uc790\uc758 \uc120\ud0dd\uc5d0 \ub530\ub77c \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \ud615\ud0dc\uc758 \uc5f0\uae08\uc800\ucd95\uc740 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc81c\uacf5\ud558\uba70, \ub9ac\uc2a4\ud06c\uac00 \uc801\uc5b4 \ubcf4\uc218\uc801\uc778 \ud22c\uc790 \uc131\ud5a5\uc744 \uac00\uc9c4 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \ubc18\uba74, \ud380\ub4dc \ud615\ud0dc\ub85c \uc6b4\uc601\ub420 \uacbd\uc6b0 \uc8fc\uc2dd\ud615 \ud380\ub4dc\ub098 \ucc44\uad8c\ud615 \ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\uc5ec \ub354 \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e4\uc591\uc131\uc740 \uc5f0\uae08\uc800\ucd95\uc774 \uac01\uae30 \ub2e4\ub978 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\ub97c \uac00\uc9c4 \uac00\uc785\uc790\ub4e4\uc5d0\uac8c \uc801\ud569\ud55c \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95 \uacc4\uc88c\ub294 \uac01\uac01\uc758 \uc7a5\uc810\uc744 \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub450 \uacc4\uc88c\ub97c \ud568\uaed8 \uc0ac\uc6a9\ud558\uc5ec \uc138\uc561\uacf5\uc81c\ub97c \uadf9\ub300\ud654\ud558\uace0, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \uc811\uadfc\ud558\uc5ec \uc790\uc0b0\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc744 \ud568\uaed8 \ud65c\uc6a9\ud558\uba74 \ucd5c\ub300 1,100\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud2b9\ud788 \uace0\uc18c\ub4dd\uc790\uc5d0\uac8c \uc720\ub9ac\ud558\uba70, \ub450 \uacc4\uc88c\ub97c \ubcd1\ud589\ud558\uc5ec \ub0a9\uc785\ud568\uc73c\ub85c\uc368 \uc808\uc138 \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc744 \ud1b5\ud574 \uae30\ubcf8\uc801\uc778 \uc548\uc804\uc131\uc744 \ud655\ubcf4\ud558\uace0, IRP\uacc4\uc88c\ub97c \ud1b5\ud574 \ubcf4\ub2e4 \uacf5\uaca9\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\uc0ac\ud558\uc5ec \uc790\uc0b0 \uc131\uc7a5\uc744 \ub3c4\ubaa8\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud558\uba74, \ub178\ud6c4 \ub300\ube44\uc5d0 \uc788\uc5b4 \ubcf4\ub2e4 \uade0\ud615 \uc7a1\ud78c \uc811\uadfc\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.\uc5f0\uae08\uc800\ucd95\uacfc IRP\uacc4\uc88c \ubaa8\ub450 55\uc138 \uc774\ud6c4\ubd80\ud130 \uc5f0\uae08\uc744 \uc218\ub839\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc5f0\uae08 \uc218\ub839 \uc2dc\uae30\ub97c \uc870\uc815\ud568\uc73c\ub85c\uc368 \uc138\uae08 \ubd80\ub2f4\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc18c\ub4dd\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub294 \ud574\uc5d0\ub294 \uc5f0\uae08\uc744 \uc9d1\uc911\uc801\uc73c\ub85c \uc218\ub839\ud558\uc5ec \ub0ae\uc740 \uc138\uc728\ub85c \uc138\uae08\uc744 \ub0bc \uc218 \uc788\uc73c\uba70, \uc7a5\uae30\uc801\uc73c\ub85c \ubd84\ud560 \uc218\ub839\ud558\uc5ec \uc5f0\uae08\uc18c\ub4dd\uc138 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \uc804\ub7b5\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc744 \ubcd1\ud589\ud558\uc5ec \uc0ac\uc6a9\ud560 \ub54c \uac01 \uacc4\uc88c\uc758 \ud2b9\uc131\uc744 \ud65c\uc6a9\ud574 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud55c \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \ubcf4\uc218\uc801\uc778 \ud22c\uc790 \uc0c1\ud488\uc5d0, IRP\uacc4\uc88c\ub294 \ubcf4\ub2e4 \uacf5\uaca9\uc801\uc778 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uc5ec \uc804\uccb4\uc801\uc778 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uade0\ud615\uc744 \ub9de\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ube44\ud558\uace0, \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uacc4\uc88c<\/a> \uc640 \uc5f0\uae08\uc800\ucd95\uc740 \uac01\uac01 \uace0\uc720\ud55c \uc7a5\uc810\uacfc \ud2b9\uc131\uc744 \uc9c0\ub2c8\uace0 \uc788\uc73c\uba70, \ub178\ud6c4 \ub300\ube44\ub97c \uc704\ud55c \uc911\uc694\ud55c \uc7ac\uc815 \ub3c4\uad6c\ub85c \ud65c\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. IRP\uacc4\uc88c(Individual Retirement Pension)\ub294 \uc790\uc601\uc5c5\uc790\ub098 \uc18c\ub4dd\uc774 \uc5c6\ub294 \ubc30\uc6b0\uc790\uc5d0\uac8c \ud2b9\ud788 \uc801\ud569\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc774 \uacc4\uc88c\ub294 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc5b4 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub610\ud55c, IRP\uacc4\uc88c\ub294 \uacfc\uc138 \uc774\uc5f0\uc758 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uc5ec, \ud22c\uc790 \uc218\uc775\uc5d0 \ub300\ud55c \uc138\uae08\uc744 \ub098\uc911\uc5d0 \ub0a9\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \ub354\uc6b1 \ud6a8\uacfc\uc801\uc73c\ub85c \uc131\uc7a5\uc2dc\ud0ac \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf5\ub9ac \ud6a8\uacfc\ub97c \ud1b5\ud574 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc790\uc0b0\uc774 \ub354\uc6b1 \ube60\ub974\uac8c \uc99d\uac00\ud560 \uc218 \uc788\ub294 \uc810\ub3c4 \ud070 \uc7a5\uc810\uc785\ub2c8\ub2e4. \ubc18\uba74, \uc5f0\uae08\uc800\ucd95\uc740 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc744 \uc6d0\ud558\ub294 \uac00\uc785\uc790\uc5d0\uac8c \uc801\ud569\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\uac8c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd, \ucc44\uad8c, \ub610\ub294 \ubd80\ub3d9\uc0b0 \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158\uc744 \ud1b5\ud574 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4, \uc704\ud5d8\uc744 \ubd84\uc0b0\uc2dc\ud0a4\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc720\uc5f0\uc131\uc740 \uac01 \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub530\ub77c \ucd5c\uc801\ud654\ub41c \uc790\uc0b0 \uc6b4\uc6a9\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774 \ub450 \uacc4\uc88c\ub97c \ud568\uaed8 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc744 \uc801\uc808\ud788 \uc870\ud569\ud568\uc73c\ub85c\uc368 \uc138\uc561\uacf5\uc81c\ub97c \ucd5c\ub300\ud55c\uc73c\ub85c \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \uac01\uac01\uc758 \ud22c\uc790 \ud2b9\uc131\uc744 \ud65c\uc6a9\ud574 \uc790\uc0b0\uc758 \uc548\uc815\uc131\uacfc \uc131\uc7a5\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, IRP\uacc4\uc88c\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc131\uc7a5\uacfc \uc138\uc561\uacf5\uc81c\ub97c \uc2e4\ud604\ud558\uace0, \uc5f0\uae08\uc800\ucd95\uc73c\ub85c\ub294 \ubcf4\ub2e4 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc744 \ub3c4\ubaa8\ud558\ub294 \uc804\ub7b5\uc744 \uad6c\uc0ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub178\ud6c4 \ub300\ube44\ub294 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc744 \uc801\uc808\ud788 \ud65c\uc6a9\ud568\uc73c\ub85c\uc368 \uc548\uc815\uc801\uc774\uace0 \ud48d\uc694\ub85c\uc6b4 \ub178\ud6c4\ub97c \uc900\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc900\ube44\ub294 \uac1c\uc778\uc758 \uc7ac\uc815\uc801 \ub3c5\ub9bd\uc744 \uc774\ub8e8\uace0, \ubcf4\ub2e4 \ub098\uc740 \uc0b6\uc758 \uc9c8\uc744 \ub204\ub9b4 \uc218 \uc788\ub294 \uae30\ucd08\uac00 \ub429\ub2c8\ub2e4. \uacb0\uad6d, \uc62c\ubc14\ub978 \uc7ac\uc815 \uacc4\ud68d\uacfc \uc790\uc0b0 \uad00\ub9ac\uac00 \uc774\ub8e8\uc5b4\uc9c8 \ub54c, \uc6b0\ub9ac\ub294 \uc548\uc2ec\ud558\uace0 \ub178\ud6c4\ub97c \ub9de\uc774\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

IRP\uacc4\uc88c(Individual Retirement Pension, \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08)\uc640 \uc5f0\uae08\uc800\ucd95\uc740 \ub178\ud6c4 \ub300\ube44\ub97c \uc704\ud55c \ub300\ud45c\uc801\uc778 \uae08\uc735 \uc0c1\ud488\uc73c\ub85c, \uc138\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \uc548\uc815\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\ub294 \uc218\ub2e8\uc785\ub2c8\ub2e4. \uc774 \ub450 \uae08\uc735 \uc0c1\ud488\uc740 \uacf5\ud1b5\uc801\uc73c\ub85c \ub178\ud6c4 \ub300\ube44\ub97c \ubaa9\ud45c\ub85c \ud558\uc9c0\ub9cc, \uc6b4\uc601 \ubc29\uc2dd\uacfc \uc138\uc81c \ud61c\ud0dd, \uac00\uc785\uc790 \uc801\ud569\uc131 \ub4f1\uc5d0\uc11c \ucc28\uc774\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95\uc744 \ube44\uad50\ud558\uace0, \uac01\uac01\uc758 \ud2b9\uc131, \uc138\uc81c \ud61c\ud0dd, \uadf8\ub9ac\uace0 \uc808\uc138 \uc804\ub7b5 \ub4f1\uc744 \uc2ec\ub3c4 \uc788\uac8c … IRP\uacc4\uc88c\uc640 \uc5f0\uae08\uc800\ucd95 \ube44\uad50<\/span> \ub354\ubcf4\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-60","post","type-post","status-publish","format-standard","hentry","category-6"],"_links":{"self":[{"href":"https:\/\/itpic.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/itpic.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itpic.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itpic.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/itpic.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=60"}],"version-history":[{"count":1,"href":"https:\/\/itpic.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/60\/revisions"}],"predecessor-version":[{"id":61,"href":"https:\/\/itpic.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/60\/revisions\/61"}],"wp:attachment":[{"href":"https:\/\/itpic.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=60"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itpic.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=60"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itpic.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}